Please read this Privacy Policy carefully to understand how we collect, use, store, and protect your information.
By accessing or using the InvestKraft Partner website, mobile application, or services (“Platform”), you expressly consent to the collection, use, processing, and disclosure of your information in accordance with this Privacy Policy. If you do not agree with these terms, please do not use the Platform.
The Platform is owned and operated by:
Monetic Fintech Private Limited
Office No. 101A, D Mall, Netaji Subhash Place, Delhi — 110034, India
Email: care@investkraft.com
Phone: +91-9797971876
We may collect personal and non-personal information necessary to provide our services, including but not limited to:
Personal Information
Account Information
If you create an account on the Platform:
KYC and Financial Information
To comply with regulatory requirements and enable financial services, we may collect:
Technical Information
We may automatically collect:
We use the collected information for the following purposes:
We collect information when you:
When you use the Platform, you are not anonymous to us.
We do not sell or rent your personal information. We may share information only in the following circumstances:
With Financial InstitutionsTo process applications and provide services, information may be shared with:
Trusted third parties who assist in operations, including:
Such parties are bound by confidentiality obligations.
With Affiliates and Corporate EntitiesInformation may be shared with group companies or affiliates of Monetic Fintech Private Limited for operational, compliance, or service purposes.
Legal RequirementsWe may disclose information if required by law, regulation, court order, or government authority, or to protect our rights and users.
Business TransfersIn case of merger, acquisition, or restructuring, information may be transferred as part of business assets.
Financial products available through the Platform are issued by independent third-party institutions. Once your information is shared with them, their privacy policies will govern its use.
Monetic Fintech Private Limited is not responsible for the privacy practices of such third parties.
We use cookies and similar technologies to:
You may choose to disable cookies through your browser settings; however, some features of the Platform may not function properly.
Third-party advertisers or partners may also use cookies, subject to their own privacy policies.
We implement reasonable physical, electronic, and procedural safeguards to protect your information from unauthorised access, misuse, or disclosure.
Access to personal data is restricted to authorised personnel who require it to perform their duties.
However, no system is completely secure, and we cannot guarantee the absolute security of data transmitted over the internet.
We adopt appropriate data collection, storage, and processing practices to safeguard personal information. Despite our efforts, we shall not be liable for unauthorized access due to circumstances beyond our control, including cyber attacks or system breaches.
The Platform is intended for individuals aged 18 years or above.
By using the Platform, you represent that you are legally competent to enter into a binding agreement.
We do not knowingly collect personal information from minors.
By registering on the Platform, you authorise Monetic Fintech Private Limited and its authorised partners to contact you via:
This communication may include service updates, promotional messages, or product information, even if your number is registered under Do Not Disturb (DND) services, in accordance with applicable laws.
You may opt out of promotional communications where applicable.
If you voluntarily share personal information in public areas of the Platform, such information may be viewed and used by others. We are not responsible for the misuse of such publicly shared data.
By using the Platform or providing information, you consent to the collection, use, storage, and disclosure of your information as described in this Privacy Policy.
We may update this Privacy Policy from time to time. Revised versions will be posted on this page with an updated effective date.
Continued use of the Platform after changes constitutes acceptance of the updated policy.
Monetic Fintech Private Limited is committed to addressing user concerns promptly and fairly.
If you have any complaints, concerns, or requests regarding this Privacy Policy or your data, please contact:
We will acknowledge your complaint within a reasonable time and make best efforts to resolve it promptly in accordance with applicable laws.
This Privacy Policy shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Delhi, India.